W Capital - Hard Money Lending Made Simple
W Capital - Hard Money Lending Made Simple
W Capital offers loans for Fix and Flips, Buy and Holds & other real estate investments.
If you’re ready to submit an application, select from the options directly below. To learn more about the types of loans we offer, click on the Apply Now button to get started.
Thank you for trusting W Capital for your financing needs.
For numerous real estate investors, finding a dependable fix-and-flip lender can be challenging. Even those lenders who promise quick approvals often take too long to deliver the funds needed to finalize a deal.
W Capital provides loans with:
In contrast to loans designed for “fix and flip” properties, our buy-and-hold loan program caters to investors seeking to retain and manage a property over time. Consequently, the terms for these loans are typically longer, with slightly lower interest rates compared to fix-and-flip loans.
Non-QM, or non-qualified mortgage, refers to loans that do not meet the standards set by the Consumer Financial Protection Bureau (CFPB) for qualified mortgages.
These are often designed for borrowers who may not fit traditional lending criteria, such as self-employed individuals, real estate investors, or those with unique financial situations.
Agency Loans are mortgage options backed by government-sponsored enterprises that aim to enhance the availability of affordable housing. These loans typically feature standardized underwriting criteria, making them accessible to a wide range of borrowers, including first-time homebuyers.
